Assemble
Preliminary structure note
A structure note is the document a transaction is discussed on before anyone commits: what is being moved, on what terms, financed how, against which obligations - and what is still missing. This page assembles one by itself, from four tools on this site - the Engagement Pathfinder, the Bankability Framework, the Transaction Architecture and the CBAM calculator - and lists the open items a lender would ask for next.
Contents
What is in the note so far
Beyond the tools
One section no tool can fill
The collateral perimeter - which documents exist at each leg of the movement, who issued them, and whether the cargo they describe is actually controlled - cannot be produced by a calculator. It is established by verification: instructed inspection, issuer checks, terminal confirmation. It therefore always appears under open items, and closing it is mandate work.
Storage
What stays in this browser, exactly
The tools keep three records, all of them in this browser's local storage on this device, none of them on any server:
- Your Pathfinder answers - role, domain, commodity, region, country, task, scale, timing and the reference code.
- The captured results - the bankability verdict with its conditions, the structure title, and the CBAM figures computed on the numbers you entered.
- The working case shared by the calculators - goods, volume, origin, emissions basis and price assumptions, kept so you are not asked the same question twice.
No counterparty names are held, because no tool asks for one. Each record expires thirty days after it was last touched. This page sends none of your figures anywhere: the only outbound traffic is the site's own files, the PDF library fetched when you build the PDF, and - only if you accepted cookies - a usage counter recording how many sections were complete, never what they contained.
The one risk worth naming is a shared machine: anyone using this browser afterwards can open this page and read what it holds. Erase everything above before you leave, or clear this site's data in the browser settings - either removes all three records at once.
What this is not
A structure sketch, not a bankable file
This note reproduces indicative output from public tools, on figures you entered yourself. No counterparty has been verified, no document has been sighted, and no lender has been approached. It carries no offer and no commitment.
Its value is the open list. Each item there is a reason a credit file is returned unread, and closing those items is the work MSE is engaged to do under mandate, as a commission agent under the Swiss Code of Obligations, Art. 425-438.
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A first conversation costs nothing and commits nothing. It happens under a non-disclosure undertaking, before any detail is exchanged.
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