Whether a financier will back a transaction is rarely about the asset’s value. It is about control, documentation, structure, and the security a lender or investor can rely on. Select your transaction type below — the assessment adapts to the criteria that apply, from commodity trade to mining project, processing investment, structured supply, settlement, ESG-linked finance, and M&A.
A bank does not lend against a commodity. It lends against a structure in which that commodity becomes acceptable collateral — verifiable in origin, controlled in custody, documented to bank standard, and contracted to a creditworthy buyer under enforceable law.
Uncontrolled cargo, however valuable, receives zero advance. The difference between a financeable transaction and an unbankable one is rarely the product. It is the architecture around it.
Answer each item for the transaction you have in mind. The score updates as you go. Nothing is stored or transmitted — the assessment runs entirely in your browser. Mark items that do not apply to your structure as N/A; they are excluded from the calculation.
This self-assessment is indicative and provided for orientation only. It does not constitute trade-finance, legal, or investment advice, nor a commitment by any lender. Bankability in any specific transaction depends on the lender, jurisdiction, commodity, counterparties, and prevailing market conditions. Metal Supply Experts GmbH structures transactions to bankable standard on a mandate basis; it is not a bank and does not provide financing.